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For users located in Germany:
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Disclaimer

For users located outside Germany:

Virtual currencies do not constitute financial instruments pursuant to § 1 Z 7 of the Austrian Securities Supervision Act 2018 (WAG 2018). Consequently, the investment in a portfolio consisting of virtual currencies is not a regulated activity within the meaning of the WAG 2018 and the activity of SmartBytes is not an investment within the meaning of the Capital Market Act 2019 (KMG 2019).

SmartBytes points out that every capital investment is associated with risks. The value of an investment can fall or rise at any time. Losses up to a total loss of the invested capital may occur. Past performance, simulations, or forecasts are not reliable indicators of future performance. Only freely available capital should, therefore, be used for investment.

Virtual currency service is provided by Reyn Digital Assets OÜ, a limited liability company, registered in Estonia. Reyn is the holder of virtual currency service license no. FVT000488 issued by Financial Intelligence Unit and provides virtual currency wallet service and virtual currency exchange service.

For users located in Germany:

Notice pursuant to Section 3 (2) of the German Securities Institutions Act (Wertpapierinstitutsgesetz - WpIG):

Coinpanion GmbH is a contractually bound intermediary (Anlagevermittler) in the sense of § 3 Abs. 2 WpIG and will act in the investment mediation according to § 2 Abs. 2 Nr. 3 WpIG exclusively on account and under liability of CONCEDUS GmbH, Eckental.

Coinpanion points out that every capital investment is associated with risks. The value of an investment can fall or rise at any time. Losses up to a total loss of the invested capital may occur. Past performance, simulations, or forecasts are not reliable indicators of future performance. Only freely available capital should, therefore, be used for investment.

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